Securing a lower monthly payment!
One strategy worth serious consideration:

While many buyers have never used this technique, it can be a game-changer—especially if you want a larger or more desirable home without dramatically increasing your monthly payment.
This free guide will explain how this can help you afford a higher-priced home while securing a lower monthly payment.
A rate buydown is a way to reduce your mortgage interest rate by paying an upfront fee, known as discount points, at closing, to reduce your mortgage interest rate over the life of the loan.
What's Inside?
1.
Lock in a lower monthly mortgage payment and lower your monthly costs.
2.
Maximize your long-term savings over the life of the loan
3.
Secure the retirement home you’ve been working toward - all while enjoying greater financial peace of mind
4.
Strategically use some of your available capital to “buy down” your interest rate to save thousands over the life of the loan.
5.
One technique, according to Pentagon Federal Credit Union, can save you up to $3,400 annual with a 10-year savings of $34,000.
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Craven Properties, LLC offers Real Estate Services to current and future Carolina Colours Residents independent of the Carolina Colours Property Owners Association, developers, or homebuilders.